Terms of Service

Terms of Service

Effective Date: June 14, 2026

Welcome to Financial Strategies. By accessing this website, submitting a form, completing a survey, booking a consultation, or using our services, you agree to these Terms of Service.

1. Educational Information Only

The content provided on this website is for educational and informational purposes only. It should not be interpreted as financial, legal, tax, accounting, or investment advice.

Every individual's financial situation is unique. Before making any financial decision, we encourage you to speak with one of our licensed professionals or another qualified advisor.

2. Our Services

Financial Strategies works with multiple mortgage lenders, insurance providers, and financial institutions to help clients explore available options and make informed financial decisions.

Product availability, rates, premiums, approvals, and eligibility are determined solely by the respective provider and may change without notice.

We do not guarantee approval, specific rates, investment performance, or financial results.

3. Consent to Communications

By voluntarily providing your contact information through our website, forms, surveys, appointment requests, or other channels, you authorize Financial Strategies to contact you regarding your inquiry.

With your consent, we may communicate with you by:

Phone calls

Email

SMS/Text Messages

Automated appointment reminders

Consultation confirmations

Requested educational resources

Follow-up communications

Marketing and promotional messages (only where separately authorized)

Message frequency may vary.

Message and data rates may apply.

Reply STOP at any time to unsubscribe from SMS communications.

Reply HELP for assistance.

Your consent to receive SMS messages is not a condition of purchasing any product or service.

4. Marketing Communications

If you separately opt in to receive marketing communications, Financial Strategies may send educational content, newsletters, event invitations, webinars, financial tips, product updates, and promotional offers.

You may withdraw your consent at any time by:

Replying STOP to SMS messages

Clicking the unsubscribe link in emails

Contacting us directly

5. Privacy

Your use of this website is also governed by our Privacy Policy.

We are committed to protecting your personal information and handling it responsibly in accordance with applicable privacy laws.

6. Third-Party Financial Providers

Financial Strategies may introduce clients to banks, mortgage lenders, insurance companies, investment providers, or other financial institutions.

Any products or services obtained from those providers are governed by their own terms, conditions, underwriting requirements, and privacy policies.

Financial Strategies is not responsible for decisions made by third-party providers.

7. No Professional Relationship

Submitting information through this website or scheduling a consultation does not automatically establish an advisor-client, broker-client, or fiduciary relationship.

Any recommendations provided are based on the information available at the time of consultation.

8. Intellectual Property

All website content, including text, graphics, educational materials, calculators, logos, videos, downloads, and other intellectual property, is owned by Financial Strategies unless otherwise indicated and may not be reproduced without written permission.

9. Limitation of Liability

Financial Strategies shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from the use of this website or reliance on its educational content.

Users remain responsible for their own financial decisions and should seek personalized professional advice before acting.

10. Modifications

We reserve the right to modify these Terms of Service at any time. Updated versions will be posted on this page with a revised effective date.

Continued use of this website constitutes acceptance of any changes.

11. Contact Information

If you have questions regarding these Terms of Service, please contact:

Financial Strategies

Phone: 905-808-3945

Website: https://financialstrategies.ca

12. Acceptance

By using this website, submitting your information, or requesting services from Financial Strategies, you acknowledge that you have read, understood, and agree to these Terms of Service.